Prior to building TriBen Insurance Solutions, Joe Alfonsi was a sales representative for Unum for twelve years. He was a perennial sales award winner and multiple Sales Rep of the Year winner. He sold, implemented and serviced the most voluntary employee benefits groups in the company’s history (700 individual groups). He grew the Unum Philadelphia office Worksite Benefits block from $1 Million to approximately $33 Million. Often approached to speak at national insurance sales conferences, Joe was featured in the June 2009 lead story of Benefits Selling magazine and was named the Voluntary Benefits Advisor of the Year for 2016 by Employee Benefit Advisor magazine. He sits on multiple carrier panels and has been hired as a Consultant by several carriers. Prior to joining Unum, Joe was a Police Officer for ten years. His police certifications included interviewing and negotiation techniques from the FBI and Penn State University. Also recognizing Joe’s leadership and training talents, the police department certified Joe as the department’s Field Training Officer, as well as the department’s DARE officer. He is a graduate of St. Joseph’s University with a Bachelor of Science degree in Management Information Systems. He is married with five children and has been influential in his community and the CYO for over 30 years. Joe was also instrumental in organizing and raising money for Special Olympics events throughout his professional career.

Prior to building TriBen Insurance Solutions, Tino Russo was a sales representative for Unum for fourteen years. He was a perennial award winner with multiple Regional and National awards. Tino qualified for the carrier’s National Sales Conference every year during his tenure. He was the pioneer of the “integrated sale,” leveraging and combining group and individual insurance products for more favorable underwriting and pricing concessions. During his tenure, he grew his block of business in excess of $65 Million of group insurance premium. His expertise and results with regard to Disability, Life, FML and Long Term Care programs have separated himself from his competitors within his marketplace. Tino routinely conducted underwriting training presentations at his prior carrier’s Home Office and served as a mentor to incoming sales representatives. He is a graduate of The College of New Jersey, with a Bachelor of Science Degree in Business Administration. He played football and received All American Honors. He is married and lives in Villanova, PA with his wife and two boys. He is active in his community coaching and supporting numerous youth, CYO and High School programs.

Pat has been in the insurance industry since 2009. Prior to TriBen, Pat founded a Pennsylvania based employee benefits firm that has worked closely with TriBen since its inception. Prior to starting his firm, Pat worked as a broker at Tullett Prebon in New York City, where he attained his Series 7 and 66 licenses. Before his employment at Tullett Prebon, he was a Sales Representative at Unum in both the Pennsylvania and New Jersey offices. He also held the position of Vice President of Applications & New Market Development at Acreage Holdings. Pat takes considerable pride in helping to establish TriBen as a premier consultant in the northeast region and continuing to help expand TriBen’s footprint across the country. His primary focus is working with large complex organizations in both the public and private sectors. Pat holds a B.A. in Sociology from the College of the Holy Cross, where he served as a two year captain of the men’s basketball team. He is married with two daughters and outside of spending time with family Pat is an active volunteer and supporter of many charitable and professional organizations across Northeastern PA.