Disability and Life/AD&D InsuranceLife is full of uncertainties. One’s ability to earn a paycheck is their greatest asset. Financial security in the event of an untimely disability or passing is a family’s worst fear. TriBen’s disability and life insurance consultation is based on the goals of our customers. Our unique underwriting approach allows us to deliver disability and life insurance solutions to our customers, with proficiency, enhancements and significant savings.

Ongoing Services:

  • Claims, Billing, Enrollment and Eligibility, Process and Vendor Performance
  • Continued monitoring of the execution of policies & procedures supporting Disability and Life/AD&D related programs
  • Conduct monthly billing reviews on all lines of coverage
  • Utilize data analytics to identify key reporting metrics to positively impact trends, results and pricing
  • Quarterly plan performance analysis
  • Constantly vetting data and performance of the programs from a contractual, pricing and workflow perspective
  • Monitor and forecast the performance of the vendor(s) plans annually
  • Work with the vendor(s) to coordinate annual stewardships meetings
  • Annual benchmarking analysis to stay ahead of trends

Voluntary Employee Benefits Communication & EducationRealizing the Employer dollar can only stretch so far, Employees value and trust benefit programs provided by their Employer, even if they have to pay the premiums themselves. Voluntary Employee Benefits, through payroll deductions or direct bill, are a major component of any Employee Benefits Program. From a smaller, local Employer to a publicly traded larger Employer, Voluntary Employee Benefit offerings have become a staple in Employer benefit programs today. TriBen is appointed with over 40 quality insurance carriers, who are proficient with the most frequently used technology enrollment platforms. TriBen’s experience spans over two decades and our Employees have enrolled thousands of Employees in these valuable benefits. TriBen will assist your Employees and their families in making informed decisions regarding supplemental benefits which make the most sense for them and for which they can comfortably afford. With over 2,000 customer implementations in our careers, we can help!

Ongoing Services:

  • Online, face to face, call center, and encrypted personalized enrollment kit capabilities
  • Provide detailed communication and enrollment timelines/li>
  • Create customized employee engagement and educational materials in collaboration with our customers
  • TriBen will manage the entire enrollment life cycle, from planning to post-enrollment reports and election reporting to the carriers
  • Our team will assist with billing, claims and service questions and overall administration
  • Ongoing support for newly hired Employees will be part of the overall enrollment process
  • Our Counselors are licensed, salaried and highly trained by TriBen, respective state licensing certification courses and notable carriers

Insurance Products

• Short Term and Long Term Disability (Group and Individual)

• Life Insurance (Group Term, Universal, Whole, Individual Term, GUL, LTC riders)

• Executive Disability and Life Benefits

• High Limit and Lump Sum Disability Insurance

• Specialty Occupation Risks and Loss of License Insurance Policies

• Retiree Benefits

• Critical Illness and Cancer Insurance

• Accident Indemnity Insurance

• Gap and Medical Bridge Insurance

• Medical Indemnity Insurance

• Hospital Indemnity Insurance

• Business Travel Accident and AD&D Insurance

• Long Term Care (Group and Individual)

• Limited Medical Programs

• Group Dental and Vision Insurance

• Telemedicine

• Legal Assistance Plans

• ID and Cyber Theft Plans

• Pet Insurance (Group and Individual)

• Retail Purchasing & Discount Malls

• Warranty Payroll Deducted Plans

• Benefit Discount Cards

Strategic Partnerships

• Group and Individual Medical Plans• Self-Funded Medical Plans

• Medicare Supplement (Medigap) and Prescription Plans

• COBRA

• Stop Loss Insurance

• College Savings Plans

• Affordable Care Act Reporting & Compliance

• Auto, Home & Business Insurance (Group and Individual)

• Financial Services (Group and Individual)

• 401k and 403b Retirement Plans

• HR Consulting and Outsourcing

• Payroll Services and Outsourcing

• Benefits Administration and HRIS Management Outsourcing

• Will Preparation and Legal Services

• Flexible Spending Accounts